Was Your Identity Stolen? Don’t Panic – Our Experienced And Highly Skilled Anaheim Identity Theft Lawyers Can Help You Take Back Control of Your Life. This Is What We Do!
Identity theft is more common now than ever before. In 2021, the Bureau of Justice Statistics reported that around 23.9 million people in the U.S. – nearly 10% of the adult population – were victimized by this crime. If someone stole your identity and is wreaking havoc in your life, you’re not alone, and you’re not without options. We know how easy it is to feel overwhelmed, but if you’re on this page, you’ve come to the exact right place!
Our Anaheim identity theft lawyers have helped hundreds of people in your shoes fight back against identity theft, clean up the mess, and reclaim their financial peace. We have the legal knowledge and experience to work for the outcome you deserve! If you’re worried about the cost, don’t be – we operate on a contingency fee basis, so you may not have to pay legal fees until we win your case. Call today to schedule your free consultation.
What Your Options Are
If you suspect that you have been a victim of identity theft, you need to act quickly in order to minimize the damage. At Loker Law, we help identity theft victims navigate various types of identity theft, including unauthorized bank and credit card transactions, digital signature fraud, and more.
First actions to take (we can help) –
- Notify the company managing the compromised account as soon as possible. You can find their contact information on your billing statement, credit report, or online.
- Place a fraud alert on your credit report – fraud alerts help unauthorized accounts from being opened in your name. You can do this online or over the phone with the major credit bureaus like Equifax, Experian, and TransUnion.
Laws that protect you –
You may be able to recover monetary damages under the following consumer protection statutes:
- Fair Credit Reporting Act (FCRA): This statute helps victims dispute and remove fraudulent accounts from their credit reports.
- California Identity Theft Act (CITA): Enacted to protect the privacy of personal information, CITA allows victims to seek remedies if businesses fail to properly investigate their identity theft claims.
- Fair Debt Collection Practices Act (FDCPA): Addresses abusive or unfair debt collection practices stemming from fraudulent accounts.
Our experienced Anaheim identity theft lawyers can help you determine whether you are eligible for damages and if so, how much your case is worth. This may include out-of-pocket expenses like increased interest rates, lost opportunities, emotional distress, attorney fees, and punitive damages aimed at punishing businesses that negligently mishandle your information.
Do You Really Need An Attorney? (Yes)
Many people try to fix the problem of identity theft by themselves, but it’s a big problem that can have a big long-term impact if it is not taken care of correctly. Most people know enough to freeze their bank accounts and dispute unauthorized charges, but there may be many unprotected assets that you aren’t thinking of. You may have to fill out police reports and affidavits, notify credit bureaus, and more. Repairing your credit score after identity theft can be an uphill battle.
Our Anaheim identity theft lawyers can help with all of the paperwork and communications, saving you hours and hours of time and preventing mistakes, but more importantly, we can help you understand (and uphold!) your rights under federal and state laws. You may be entitled to compensation if you’ve been a victim of identity theft, and with us on your side representing you, you are much more likely to recover those damages and get your life back to normal faster.
Why Choose Us? A Small Firm With a Big Presence – Big Skill With a Personal Touch
As soon as he graduated law school, our founding attorney Matt Loker joined one of the top consumer protection law firms in the country, where he learned just how meaningful it is to help hardworking people protect the money and lives they’ve worked so hard to build. He started Loker Law, APC to continue that good work, but with a personal touch.
He and the rest of our team understand that having your assets stolen or your credit and opportunities ruined can be a traumatic experience. That’s why we’re so passionate about giving our clients the sound legal advice and practical help they need to remedy the issue and prevent it from ever happening again. When you work with us, you can trust that we care enough about what you’re going through to go the extra mile for you, and that we are good enough at what we do to make a difference in your case and in your life!
You Need to Act Fast to Protect Your Future. Call Loker Law, APC Today!
Our Anaheim identity theft lawyers are standing by ready to help you take the next steps if your identity was stolen. This is time-sensitive! Call us as soon as possible to schedule a free consultation, get your questions answered, and get started taking back your name and your money.
Frequently Asked Questions About Identity Theft
Can identity theft impact my credit score?
Yes – this is one of the main (and most negative) impacts that identity theft can have. Because identity theft often involves maxed out accounts, unpaid debts, missed payments, credit utilization ratio, and even court judgements, your score can drop. If this happened to you or is happening to you, Loker Law can stand up for your legal rights and fight to repair your credit.
How do I know if I was a victim of identity theft?
Common warning signs include:
- unexplained charges on your bank and credit card statements (identity thieves often test charges before larger fraud occurs),
- missing bills or mail (someone may have changed your address to intercept your mail),
- new accounts that you didn’t open,
- debt collection calls,
- denied credit or credit score changes,
- unfamiliar medical bills,
- or IRS notices about duplicate tax filings.
Identity theft can take many forms. If you suspect that you may have been a victim, call our firm immediately so we can take action to protect you!
What if the business rejects my identity theft claim?
Corporations receive countless fake identity theft claims from consumers who want to avoid paying valid debts, so they often deny claims from legitimate identity theft victims as well (to avoid liability for the fraud). If you have attempted the dispute process on your own and have not been successful, it’s time to talk to our identity theft lawyers! Having legal representation on your side forces the company to take you seriously and gives you additional legal avenues to take.
