If you or a loved one has faced senior identity theft, you will want to consult with your creditor and then report the fraud to Experian, TransUnion, or Equifax.
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It is unfortunate that many consumers do not realize that federal and state laws regulate debt collectors’ interactions with you through statutes like the federal Fair Debt Collection Practices Act and California’s Rosenthal Fair Debt Collection Practices Act.
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When a digital signature is stolen, an individual is able to sign off on documents without your permission. Your digital signature can be used to make purchases, sell property, and more.
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If you have doubts that your credit report is inaccurate, you will want to look for warning signs that your credit file may be incorrect or incomplete.
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In the event that you receive a summons notifying you that a debt collector has filed suit against you, you should never ignore it or a default judgment can be made against you.
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You should order copies of your credit reports from Experian, TransUnion, and Equifax if you suspect that your spouse or domestic partner has stolen your identity.
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