Loker Law

What is Senior Identity Theft in California? | What to Know

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Senior couple enjoying their time together at home with a laptop and paperwork, sharing a moment of connection and possibly managing household affairs, while staying vigilant about senior identity theft.

The harsh truth is that seniors are more susceptible to identity theft than most other members of our society. If you or your loved one has been made a victim of identity theft, reach out to Loker Law, APC today to speak with a dedicated and experienced California senior identity theft lawyer. Reach out to our firm today to learn more. We are on your side.

How does senior identity theft in California occur?

Unfortunately, the elderly community can be exploited in a number of different ways. Below are some of the most common types of senior identity theft that our firm has witnessed:

  • Glancing over the shoulder of elderly persons as they input credit card/PIN numbers, Social Security numbers, or other important information.
  • Fraudulent phone calls or emails are created to trick people into clicking certain links or handing over specific confidential information, such as credit card info, Social Security info, or even directly wiring money over to scammers.
  • Committing acts of credit card fraud, expecting the individual won’t check their statements routinely.

Scammers and other criminals will periodically even go to extremes of searching through the trash, in hopes of finding useful personal information that wasn’t shredded or correctly thrown away. Even though there are a number of preventative actions seniors and others can take to avoid being scammed or frauded, such as shredding documents containing sensitive information, keeping secure passwords, regularly and thoroughly checking account statements, familiarizing themselves with a fraudulent phone call/email scams, and more, anyone can still be a victim of theft. If you or a loved one has faced identity theft, reach out to our firm today.

What steps should I take if my identity was stolen?

The first step you will want to take if you have fallen victim to identity theft is to speak with the creditor with whom the account was opened or defrauded. Once I do that then report the fraud to Experian, TransUnion, or Equifax. From here, you should notify the FTC of the fraudulent activity and work to secure your personal information. You should also speak with a competent California senior identity theft lawyer who can inform you of your legal options going forward. Many times, when creditors or banks fail to investigate these allegations of fraud, our firm can hold them civilly liable for their actions and seek compensation on our clients’ behalf.

Contact a California Consumer Lawyer

If you are facing any sort of consumer-related issue, such as one involving identity theft, a credit report dispute, or you need a debt collection defense attorney to fight for you, our firm is ready to help. Contact Loker Law, APC today to schedule your initial consultation with our experienced legal team.

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