Loker Law

Van Nuys, CA Credit Repair Lawyers

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Van Nuys, CA Credit Repair Lawyers

Sometimes you can suffer from credit issues through no fault of your own. If you discover that your credit has been damaged because of some reason such as identity theft, fraud, or a credit reporting error, you need to get it addressed as soon as possible or it can hurt your future opportunities.

You can be barred from getting a loan.

You can be barred from housing.

You can be harassed by creditors.

The Van Nuys credit repair lawyers of Loker Law can help you make the right moves to get your financial life back on track. We can dispute errors, negotiate with creditors, and help you recover your finances. Reach out to schedule a free initial consultation and learn how we can help you improve these aspects of your life!

Why You Might Need Credit Repair

Worrying about your credit can be annoying. Dealing with something outside of your control that has occurred through no fault of your own can be infuriating. When you work with the Van Nuys credit repair lawyers of Loker Law, we can walk you through what you need to do in order to resolve issues such as:

  • Identity theft: This day and age, there are so many ways people can steal your identity. Scams such as card skimming, form jacking, mail theft, and phishing allow thieves to access your information and tank your credit by taking out loans and maxing out credit cards, debts that they do not intend to pay back. When you work with us, we can go after the identity thieves while helping you take the necessary steps, such as reporting the theft to the major credit bureaus, reviewing your credit score, disputing false charges, and collecting evidence against the thieves.
  • Mistakes: Even with all of the technology we have, mistakes are still an issue sometimes when it comes to credit reporting. If there is an issue on your credit report, we can help you get it resolved. 
  • Debt harassment: One potential byproduct of credit errors is harassment from debt collectors. Debt collectors can harass or threaten you or contact you multiple times at unwanted hours. We can help put a stop to their behavior and help you create a plan to settle your accounts fairly.

How Our Van Nuys Credit Repair Lawyers Can Help

Credit repair can be a hassle, which is why we at Loker Law handle the details for you. We can help you through every step of your credit repair journey, including:

  • Keeping track of your credit report to check for inaccuracies or fraud. 
  • Taking necessary measures to address and correct inaccuracies.
  • Negotiating with creditors to settle your debts.
  • Representing you in court to settle fraud issues.
  • Contacting credit bureaus. 
  • Helping you file police reports.
  • Putting freezes on your credit.
  • And more!

You need financial security in order to meet goals you have for your future, such as home ownership and leasing your dream vehicle and helping put your children through school. Don’t wait to contact us if you are experiencing a credit reporting error as the issue will not go away on its own!

Loker Law Is On Your Side

Having issues with your credit? Experiencing identity theft? The lawyers of Loker law have decades of experience helping our clients deal with their credit while also shielding them from the harassment of debt collectors and fraud from thieves. We’re exclusively dedicated to this area of law! Let us help you get back on your feet financially so you can have peace of mind for the future. Reach out to schedule a free initial consultation and learn how we can help you repair any damage to your credit. 

Frequently Asked Questions

Are credit reporting errors common?

Credit reporting errors are more common than people realize. Some reports estimate that between 50% and 79% of credit reports contain errors with about 25% containing errors that would prevent the owner from getting a loan. 

Will paying off my debts improve my credit score?

Do not expect an immediate boost to your credit score for paying off your debts. In fact, it might negatively impact your credit score at first! However, paying off your debt can only help improve your score in the long run.

Can closing accounts hurt my credit score?

Yes. If you are worried about the impact of old accounts have on your score, it is better to keep them open but not utilize them.

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