Here at Loker Law, APC, we believe in the rights of consumers in Fresno County and across the state of California, and we are dedicated to protecting them from the many malicious entities out there, including debt collectors, identity thieves, and more. If you recently experienced an incident of identity theft or you are being ceaselessly pestered by a debt collection agency, our firm is here to fight for you. Contact a Fresno County, California consumer attorney from Loker Law, APC today to learn more about how we can assist you.
Fresno County Consumer Attorney, California | Here to Fight for Your Rights
Loker Law, APC is significantly experienced in helping consumers who’ve incurred financial and legal difficulties along the way. We understand just how quickly debt can accumulate, and we also know that debt collectors can be ruthless, unethical, and even unlawful in their practices. Additionally, we know just how overwhelming it can be to have your identity or other personal information stolen. No matter the issue you’re facing, we are here to help.
Our Legal Services
Our Fresno County, California consumer attorney has dedicated his legal career to being a steadfast advocate for clients facing various consumer-related issues, including the following:
Identity Theft Cases We Handle
We live in a time where our personal information is constantly at stake. Whether you are someone whose information was stolen online by a hacker, scammer, or another type of cybercriminal, or you simply had your credit card stolen and used to make fraudulent purchases, our firm is here to help you get your life back. We proudly assist clients facing the following incidents of identity theft:
- Domestic Identity Theft
- Digital Signature Fraud
- Senior Identity Theft
- Unauthorized ATM Charges
- Unauthorized Bank Transfers
- Unauthorized Credit Card Transactions
Preventative Measures to Avoid Identity Theft
In today’s digital age, the risk of identity theft is more prevalent than ever. However, by taking proactive steps, you can significantly reduce the likelihood of becoming a victim. At Loker Law, APC, we not only stand by your side after identity theft has occurred, but we also believe in empowering our clients with the knowledge to protect themselves against such violations in the first place. Here are some preventative measures you can take:
- Regularly Monitor Your Financial Statements: Frequently review your bank and credit card statements for any unauthorized transactions. Early detection of suspicious activity can prevent further damage.
- Use Strong, Unique Passwords: Ensure that all your accounts have strong, unique passwords. Consider using a password manager to keep track of them. Regularly change your passwords, especially for sensitive accounts related to financial and personal information.
- Enable Two-Factor Authentication (2FA): Whenever possible, enable 2FA on your accounts. This adds an extra layer of security by requiring a second form of verification beyond just a password.
- Be Wary of Phishing Attempts: Phishing scams can come through emails, texts, or phone calls, attempting to trick you into giving out personal information. Always verify the authenticity of requests for personal information by contacting the company directly through official channels.
- Secure Your Personal Documents: Keep sensitive documents, such as your Social Security card and financial statements, in a secure place. Shred documents containing personal information before disposing of them.
- Be Careful with Wi-Fi and Public Computers: Avoid conducting financial transactions or accessing sensitive accounts on public Wi-Fi or shared computers. If you must use a public network, consider using a Virtual Private Network (VPN) to enhance your privacy.
- Regularly Check Your Credit Reports: You are entitled to one free credit report per year from each of the three major credit reporting agencies. Regularly reviewing your credit report can help you spot signs of identity theft early on.
- Consider a Credit Freeze or Fraud Alert: If you suspect you’ve been a victim of identity theft, consider placing a credit freeze on your credit reports, which prevents creditors from accessing your credit report and makes it more difficult for identity thieves to open accounts in your name. Alternatively, a fraud alert can also notify potential creditors to verify your identity before extending credit.
Contact a Fresno County, California Consumer Attorney
The bottom line is that our firm truly cares about your future. If you need a consumer attorney you can depend on, all you need to do is contact Loker Law, APC today to schedule your free initial consultation with our legal team.
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