When someone realizes their debit card has been stolen, they will typically simply cancel their card, receive a new one, and there’s essentially no harm, no foul. Unfortunately for some people, they don’t realize their card has been stolen until it’s too late and someone has made fraudulent purchases or withdrawn funds without authorization. If this has happened to you, you should continue reading and contact our California unauthorized ATM charges lawyer to learn more about what you can do to protect yourself and how we can help. Contact Loker Law, APC today.
California Unauthorized ATM Charges Lawyer | On Your Side
Losing a debit card and finding that someone has used it to make purchases or withdraw money is both frustrating and frightening, and it can feel as though you’ve been violated. Fortunately, there are various statutes that provide consumers with recourse in this situation. Our firm has significant experience handling these scenarios, and in many cases, you can even resolve the issue on your own.
What to Do if Your Debit Card Was Lost or Stolen
If your ATM/bank card was lost or stolen, you have two business days after the date you realized you were not in possession of your card to contact your bank and let them know. Note that it is not two days from when you lost the card; it is two business days after the date you realized you lost the card.
If you discovered unauthorized ATM charges on your bank statement that do not involve an ATM card, you are granted 60 calendar days (not business days) from the date you discovered the unauthorized charges to notify the bank. As long as you do so, the bank is required to reimburse all funds withdrawn without your permission. It is critical that you do not miss these deadlines. If your bank disputes your claim of fraud, it is paramount that you retain the services of a seasoned California identity theft victim lawyer at once. We can fight to help ensure you are properly reimbursed for any losses you’ve sustained.
Contact a California Unauthorized ATM Charges Lawyer
Discovering unauthorized ATM charges can be frightening, and it can be frustrating, to say the least, to have your bank tell you that you will not be reimbursed. If you find yourself in this situation or you’ve been made a victim of any other sort of fraud, our firm is here to help. Contact Loker Law, APC today to schedule your free initial consultation.