Home

Take Back Control of Your Life

  • Identity Theft
  • Credit Report Disputes
  • Unfair Debt Collection
Schedule Your Free Consultation

California Consumer Attorney

If you are a victim of identity theft, have a credit report dispute, or have been harassed by debt collectors, you may need to discuss your case with a California consumer attorney. Most people take these situations into their own hands, often dealing with the stress and confusion that is better suited to leave to a legal professional. Loker Law, APC is an experienced consumer protection law firm located in Arroyo Grande, California. We are a small firm with a large presence. Our focus on identity theft, credit reports, and unfair debt collection provides you with the skill and knowledge you need to succeed.

previous slide arrow
next slide arrow

We Can Help
When Things Unravel

Whether your situation involves identity theft, debt collection issues, or disputes with your credit report, the premise is the same--taking back control. We’ve handled many cases just like yours, and we understand how overwhelming it can be to feel like things are unraveling. We have good news--they aren’t.

Our California consumer attorneys are dedicated to easing your stress and strife with a focus on ensuring your rights are protected and the road ahead is clear. You don’t have to take this on by yourself. We are here to help.

Meet Matt

Matt is an experienced, attentive, and compassionate California consumer attorney focused on helping clients through tough legal situations. Straight out of law school, Matt joined one of the top consumer protection law firms in the country, where he learned the immense impact he had on clients. Matt started Loker Law, APC to continue that good work, but with a personal touch.

Read Matt's Full Bio

What People Are Saying

previous slide arrow
next slide arrow

I had a lot of concerns about the risks involved in making a claim for damages against such a large counterparty with so many resources. - Ed M.

Nobody wanted to help me when my checking and credit card account was hacked and my money was stolen. - Roman U.

If you have doubts as to who to pick for a lawyer look no further!!!! Matt was amazing! I am finally adulting and taking care of my past debts. - Yasmin C.

Integrity, honesty and my best interest put first. - Kristin K.

To all those on the hunt for a consumer protection lawyer, you have caught the big one. - Don D.

Read More

Loker Single Logo element Identity Theft

Being the victim of identity theft is very stressful. Oftentimes, people feel violated by what transpires and don’t know where to turn for help. Many people take these problems into their own hands, unaware that an attorney is ready to help. At Loker Law, APC, we handle these cases on a contingency basis, which means that you pay nothing for our work unless we win for you.

Loker Single Logo element Credit Reporting Disputes

For many, credit report errors can be devastating to their plans. Whether you want to buy a car, a house, or get financing for something else, your credit report is likely a major factor in the terms and conditions of your loan or mortgage. Often, people think of their credit score as small potatoes until it is too late.

There is no time like the present to uncover major issues and nip them in the bud. If you believe that there are issues with your credit report, including fraudulent activity, mixed accounts, or incorrect information, leave it to the professionals. Call Loker Law, APC.

Learn More

Loker Single Logo element Unfair Debt Collection

Debt collectors generate more complaints to the FTC than any other industry. Unfortunately, many consumers do not know that federal and state laws regulate a debt collector’s interactions with you through statutes like the federal Fair Debt Collection Practices Act and California’s Rosenthal Fair Debt Collection Practices Act.

Even fewer consumers know that these statutes allow them to hold debt collectors accountable for their unfair debt collection practices at no cost to themselves.

Learn More

Loker Single Logo element Debt Defense

Being sued by a debt collector or creditor can cause extreme stress, given most consumers’ lack of familiarity with the courts and legal processes. The important thing to keep in mind, however, is that you do have options, and an attorney can assist you in navigating this unfamiliar territory.

At Loker Law, APC, we take a personal approach to debt collection defense. Contact us to learn more about how we can help.

Learn More

Our Success

Loker Single Logo element

$13,859,104

Franklin v. Wells Fargo Bank, N.A.

14-cv-2349 MMA (BGS) (S.D. Cal.). TCPA Class Action Settlement preliminarily approved on February 9,

Read More
Loker Single Logo element

$5,600,000

Mount v. Wells Fargo Bank, N.A.

BC395959 (Sup. Ct. Los Angeles). Unlawful recording class action finally approved for $5,600,000.

Read More
Loker Single Logo element

$3,500,000

Reid v. I.C. System Incorporated

CV-12-2661 PHX ROS, 2018 U.S. Dist. LEXIS 125663. Arizona District Court) ($3,500,000.00 TCPA Class

Read More
Loker Single Logo element

$2,750,000

Knell, et al. v. FIA Card Services, N.A.

13-CV-01653-AJB-WVG (S.D. Cal.). California class action settlement under Penal Code 632 et seq., fo

Read More
Loker Single Logo element

$2,600,000

Hoffman v. Bank of America Corporation

12-CV-00539-JAH-DHB (S.D. Cal.). California class action settlement under Penal Code 632 et seq., fo

Read More
Loker Single Logo element

$1,188,110

Zaw v. Nelnet, Inc.

C 13-5788 RS (N.D. Cal.). California class action settlement under Penal Code 632 et seq., for claim

Read More
Loker Single Logo element

$400,000

$400,000 Settlement with National Bank

Based upon continued collection efforts, and credit reporting, related to debt incurred through iden

Read More
Loker Single Logo element

$250,000

$250,000 Settlement with National Bank

Based upon inaccurate credit reporting.

Read More
Loker Single Logo element

$175,000

$175,000 Settlement with National Bank

Based upon continued collection efforts, and credit reporting, related to debt incurred through iden

Read More
Loker Single Logo element

$152,500

$152,500 Settlement with National Bank

Based upon inaccurate credit reporting.  

Read More
Loker Single Logo element

$135,000

$135,000 Settlement with Credit Bureaus

Based upon inaccurate credit reporting.

Read More
Loker Single Logo element

$119,000

$119,000 Settlement with Credit Bureaus

Based upon inaccurate credit reporting.  

Read More
More Results

Watch Some of Our Latest Videos

Read Our
Latest Blog Posts
Read More blogs

If you discovered an unauthorized credit card transaction on your statement, you will need to reach out to our CA attorneys today. ...

Read More

To learn more about unauthorized ATM charges in California, our legal team can help. Give us a call today to discuss your options....

Read More
See all our blogs