Identity theft can be financially ruinous. If you have your identity stolen, it can affect so many aspects of your future.
It can get in the way of paying your bills.
It can destroy your credit score.
It can bar you from home ownership or securing a loan.
The consequences of identity theft are far reaching and, worst of all, you could be stuck with the costs incurred by the thieves.
The Bakersfield identity theft lawyers of Loker Law want you to know that there are options for securing your identity and protecting your future. If you suspect you are a victim of identity theft, our attentive team can work with you to recoup your previous stability and bring the thieves to justice.
Our track record speaks for itself–for some clients, we have secured in excess of $100,000 in stolen funds. Visit our website to learn more about our testimonials and schedule a free initial consultation so we can get started on the process of reclaiming your identity!
Steps To Take If Your Identity Is Stolen
If you believe you are the victim of identity theft, there are several short-term steps you can take to keep yourself as secure as possible.
- Contact the fraud departments of the major credit bureaus including Equifax, Experian, and TransUnion and have an alert placed on your credit report. With an alert in place, creditors will not issue credit cards in your name so you can work on resolving the fraud issues without incurring excess damage.
- Report your identity theft to the Federal Trade Commission (FTC).
- Report the identity theft to the police.
- Use the reports from the FTC and the police to contact your credit companies and potentially have the debt removed from your file.
- Keep thorough documentation of the credit transactions and any other suspicious activity done in your name. Also keep a record of the measures you are taking to deal with it, including your police and FTC reports. As you continue to escalate these complaints and potentially go to court, you will have to defend yourself against accusations that you are trying to disavow legitimate debt.
One step that you want to take as soon as possible is contacting our Bakersfield identity theft lawyers. Legal counsel can be imperative in being proactive in your identity theft case!
How Our Bakersfield Identity Theft Lawyers Can Protect You
It’s normal at this stage to be confused and even paranoid. Your enemies are invisible and they are wearing your life like a mask, hurting you in ways that you can feel but not see. However, Loker Law is on your side to defend you, and we are a powerful ally. In our efforts to recover your identity and financial stability, we can help you with the issues you are facing.
- We will demystify the process for you. It’s normal to be confused about the legal options available to you, but we can walk you through every procedure. We’ll help you handle the details of protecting yourself which can be easy to overlook. Canceling and replacing credit cards, closing fraudulent accounts, and contacting collection agencies are just a few of the moves with which we can help.
- We will pursue damages and fight strenuously to bring the perpetrators to justice. We can sue the criminals who have hurt you in order to get your money back as well as the damages you are owed for the distress you have suffered.
- We will stand by you and offer our guidance as you rebuild your credit. We have years of experience with credit repair and can advise you on the essential steps to take.
Reclaim Your Identity With Loker Law
Unsure where to start? Loker Law can help you with every aspect of identity theft and even help ensure that you are protected in the future. Reach out to schedule a free initial consultation and learn how we can serve as your best defense.
Frequently Asked Questions About Identity Theft
How was my identity stolen?
There are several ways in which thieves steal your identity, including phishing scams, going through your mail, and card skimmers. In addition to fighting the identity theft, we can help you secure your information for the future!
How do I know that I was a victim of identity theft?
The best way to monitor for identity theft is to regularly check your credit report for suspicious activity. That said, there are a number of signs that you could be an identity theft victim, including unauthorized transactions, tax return issues, and unexplained decreases to your credit score.
Will I be responsible for debt that isn’t mine?
It is a significant possibility, which is why it’s important to work with our identity theft lawyers to resolve the issue.
