Your identity plays an integral part in your life, as it determines where you live and what loan you can take out. However, when your identity is compromised, it can have devastating consequences. The longer this goes without remedy, the worse it can be. As such, taking the necessary steps to identify and remedy identity theft is critical to protecting your finances. The following blog explores the most common signs of identity theft and how to prevent this from occurring. Additionally, you’ll discover how a California identity theft lawyer can help you reclaim your identity.
What Signs of Identity Theft Should I Be Alert To?
One of the most common signs that you’ve been impacted by identity theft is discovering unfamiliar transactions on your bank account or credit card. Though some transactions may appear under different names based on the retailer, if you have no recollection of a purchase for the amount listed on the day it occurred, this could be a sign that your identity has been compromised and someone is using your account information.
Additionally, if you receive official calls, emails, or letters from companies you have never signed up with about information related to an account, it could be a sign of identity theft. Generally, someone will use your information to open an account, which can lead to you receiving information from the creditor. This can be for things as common as streaming services or more impactful, like taking out an auto loan in your name.
Finally, if you notice any unusual activity on your credit report, this is often a sign that you’ve been targeted. This can include inquiries you did not request or accounts and debts you never opened listed on your report, this is often the most common sign you’ve been impacted.
What Steps Can I Take to Protect My Identity?
If you want to prevent becoming a victim of identity theft, it’s essential to take the necessary steps to shield your information.
The most crucial thing you can do is be aware of what information you enter into a website. This is most commonly how thieves access sensitive information. If you have any doubts about the legitimacy of a website, err on the side of caution and do not put your name, passwords, Social Security numbers, PINS, or any other identifying information into the site.
Additionally, you’ll want to ensure you take the time to properly dispose of documents containing personal details. Most commonly, this is mail containing sensitive details. As such, investing in a shredder to destroy this information to prevent theft is crucial.
If you discover that you are a victim of identity theft, it’s essential to contact an experienced consumer lawyer to help you recover. Unfortunately, reclaiming your identity and repairing your credit report can be incredibly complex on your own. Luckily, our dedicated legal team can assist you during these challenging times. Contact our team today to learn how we can aid you.