If your identity is compromised, you may be inundated with overwhelming amounts of advice and steps to take afterward. One thing you may notice is that everyone advises you to “monitor your information.” However, no one seems to tell you what information in particular you should look at. As such, if you’re a victim of identity theft, the following blog explores what you should keep an eye on and why it’s in your best interest to connect with a California identity theft victim lawyer who can assist with any issues you may face as a result of your compromised identity.
How Does Identity Theft Happen?
Identity theft occurs when someone without authorization or consent accesses the confidential and sensitive information of consumers. This can occur because of data breaches, which happen when someone breaches the security systems of online retailers, doctor offices, or other service providers with the intent of taking information from these servers. These thieves will likely take the details to commit identity theft by opening accounts in your name, or more seriously, committing crimes in your name.
However, you’ll also find that your information can be accessed if someone accesses your mail, as you may receive letters containing confidential information. Additionally, you may be a victim of phishing scams in which someone will send you emails that look like they are from legitimate businesses with the intention of accessing your login details or other personal information.
What Information Do I Need to Monitor After Identity Theft?
If you are informed that your identity has been compromised or stolen because of a data breach, one of the most important things you should do is monitor your credit report. This includes information about loans and accounts in your name, which allows you to see whether any unauthorized purchases or loans have been taken out in your name.
Next, you’ll want to monitor your financial information, like your credit card and banking accounts. This will help you stay alert to purchases made using your account details. Similarly, you may also want to consider setting up purchase alerts, as this can help inform you of unauthorized purchases as soon as they happen, which gives you the opportunity to block these transactions immediately.
If you encounter issues, such as an uncooperative credit reporting bureau or a creditor who continues to contact you despite proving the debt in your name is a result of identity theft, it’s in your best interest to connect with an experienced attorney. At Loker Law, we understand how complicated these matters can be. That’s why our dedicated team will do everything possible to assist you in recovering and reclaiming your identity after it’s been compromised. Connect with us today to learn how we can fight for you. Connect with us today to learn how we will fight for you.
