In most cases, it appears that credit bureaus plan to make credit reports confusing and overwhelming purposefully. Many are 50 or more pages long. In this case, it should be no surprise that it is not uncommon for them to have mistakes and inaccurate information. This can have harmful effects on individuals and their financial status and plans. If you have discovered differences in your credit report, do not wait to continue reading, and then reach out to Loker Law, APC today to speak with an experienced California credit report lawyer to learn what steps you should take after noticing an inaccurate credit report in California. Here are some questions you may have:
How do you know you have an inaccurate credit report?
If you have doubts that your credit report is incorrect, you will want to look for warning signs that your credit file may be inaccurate or incomplete. The best way to do this is by checking the personal information section of your credit report in addition to the following:
- A summary of your personal information, for instance, your name, addresses, telephone numbers, date of birth, social security number, and employers
- Reports on specific accounts are also named tradelines, each of which will have an initial section providing the name of the company, truncated account number, status, balances, and plan payments
- A detailed payment history composed of shorthand codes
In the event that you find any discrepancies within any of that information, you will need to see the address for the furnisher within the tradeline and supply them with an explicit dispute confirmed by supporting documents. If you do not do this, the furnisher will not fix the mark. If you have any further questions or concerns, do not hesitate to reach out to our firm today to examine the details of your case and your options.
How can a California consumer lawyer best serve you?
If you have encountered limitations as a result of an inaccurate credit report, especially one you have unsuccessfully tried to remedy, it is in your best interest to reach out to a dedicated and experienced Arroyo Grande consumer lawyer who will have the ability and expertise to construct a victorious lawsuit. Not only will you be able to seek legal action for actual damages, like pecuniary loss or emotional distress, but a competent legal representative will claim attorneys’ fees and costs in addition to punitive damages. Punitive damages are utilized to penalize the defendant and send a strong warning to other bad actors. Do not allow credit bureaus to get away with taking advantage of your good character. Do not wait to reach out to our firm today. We are on your side no matter what you are facing.
Contact a California Consumer Lawyer
If you are facing any sort of consumer-related issue, such as one involving identity theft, a credit report dispute, or you need a debt collection defense attorney to fight for you, our firm is ready to help. Contact Loker Law, APC today to schedule your initial consultation with our experienced legal team.