As a consumer, you likely trust that the company you provide your sensitive information to will take the necessary steps to protect your confidential details. However, receiving notice that you were a victim of data breaches can be nerve-wracking. It’s important to know what steps to take if you are alerted that your information was compromised in these incidents. The following blog explores the steps you should take to reduce damages and why connecting with a California identity theft victim lawyer is critical if you’ve suffered damages.
What Are Data Breaches?
Data breaches occur any time the personal information of consumers is accessed by a party that does not have authorization to see this information, whether intentional or not. For example, you may find that an email containing important and confidential details of clients is accidentally sent to an employee who does not have clearance to see this information. Even though it was internal and accidental, it is still considered a breach.
However, when most people think of data breaches, they think about hacker groups accessing the personal data of those who have shopped or signed up for websites. Targets can range anywhere from online retail stores to doctors’ offices. In some instances, the hackers will use this information themselves or sell your information to others looking to commit nefarious actions. This could range from using your credit card to committing crimes in your name.
What Steps Should I Take if My Information Is Compromised?
If you receive a notice that your information has been compromised in a data breach, taking the necessary steps is critical to mitigate damages. Generally, the first thing you should do is place either a fraud alert or freeze on your credit. This will prevent new accounts from being opened in your name. Next, you should inform your financial institutions, like banks or your credit card company that your information was compromised. They will likely issue you new cards.
Next, you’ll want to secure your accounts. You should change your passwords and enable two-factor authentication, which will require you to confirm your identity before gaining access. Additionally, you should frequently check your accounts, especially your financial accounts, for signs of theft. This includes transactions you do not recognize. Similarly, you should take measures to monitor your email and other communications for signs of theft, like receiving receipts or emails for services or purchases you never made.
The most important thing you should do, however, if you are a victim of identity theft is connect with an experienced attorney to explore your legal options. Unfortunately, many are unaware of their rights during these matters, meaning they don’t know they may be entitled to financial compensation for the damages they’ve endured. At Loker Law, our team is committed to fighting for you. Connect with us today to learn how we can assist you through these matters.