In a world that often feels like it’s run by large corporations and companies, it can feel like a “David and Goliath” situation when you are wronged by a business. Unfortunately, many are unsure of their rights during these matters and assume there is nothing they can do. However, when your credit score, funds, identity, or financial future are at stake, fighting for justice is critical. If you find yourself in need of legal advice, turning to a consumer defense attorney is vital. If you’re unsure what their role is or when to reach out to an Arroyo Grande consumer lawyer, the following blog explores what you should know about these complicated matters.
What Is the Role of a Consumer Defense Attorney?
A consumer defense attorney plays a critical role in protecting the rights of individuals who have been wronged by companies. Their assistance spans multiple areas, ranging from errors on credit reports to cases of identity theft. Your attorney can utilize laws and legislation to help hold companies liable for their actions and help you receive the relief you deserve.
If you are a victim of identity theft, for example, your attorney can work with you to secure your identity, fight to have fraudulent information removed from your credit reports, and help hold the perpetrators liable for damages. Additionally, if the identity theft was caused because of a company’s negligence, such as failing to implement adequate security for their servers, your attorney can help you hold them accountable.
A consumer defense attorney can also help you with matters related to debt collection. Unfortunately, those who are in debt often feel as though they have no legal grounds to stand on because they owe money. However, in matters related to debt collection, an attorney can help you if you are being harassed. They can assist you in holding the creditor to the rules and regulations imposed under the Fair Debt Collection Practices Act (FDCPA).
Consumer defense attorneys can also help you if you are a victim of unauthorized credit card or ATM transactions, deceptive business practices, digital signature fraud, credit reporting errors, and debt collection defense.
When Should I Contact One?
It’s in your best interest to connect with an experienced consumer defense attorney as soon as you discover or have reason to believe you are a victim of any of the aforementioned legal issues. Additionally, if your money has been impacted through unauthorized ATM transactions or digital signature fraud, it’s critical to connect with an attorney as soon as possible to mitigate risks and fight to have the funds reimbursed.
When you need assistance, the team at Loker Law, APC is ready to fight for you. Our dedicated attorneys are committed to fighting for the best possible outcome on your behalf. We understand how frustrating these matters can be, which is why we will do everything in our power to help you receive a favorable outcome. Contact us today to learn how we can help you if you’ve been wronged.
