Finding out that someone is taking advantage of you by using your identity is a nightmare scenario. Identity thieves put your finances at risk in a number of ways from the destruction of your credit score to draining your bank account to threatening your ability to get a loan you might need. They swoop in to secretly destroy your credit worthiness and then move on as you are left in the wake of their destruction!
The Van Nuys identity theft lawyers of Loker Law can walk you through your options for reclaiming your identity and going after the people who are taking advantage of you. We have a successful track record of protecting our clients and have even helped them earn settlements in excess of $100,000.
If you are dealing with the mess caused by identity thieves, we want to help. Reach out to schedule a free initial consultation and learn how we can make a difference for you.
Identity Stolen? Here’s What To Do
The initial normal reaction to discovering you are a victim of identity theft is to panic. Once this moment of panic is over, you likely want to know what proactive steps you can take to reclaim your identity. Our Van Nuys identity theft lawyers can guide you through the initial moves you should make in order to go on the offensive. These include:
- Reach out to the fraud departments of the major credit bureaus including Equifax, Experian, and TransUnion and alert them to the theft. They will place a report on your credit report so that creditors know not to issue any loans or credit cards in your name.
- Next you should report the identity theft to the Federal Trade Commission (FTC) and fill out a report with them in order to start the paper trail. Keep multiple copies of this report as it will prove useful for your claims.
- Report the identity theft to the police. Again, get a copy of the report.
- Contact your credit card companies and try to recoup any money that was taken out of your accounts and have debts removed from your file. Here you can use the reports from the police and the FTC in service of these efforts.
- Document, document, document. Keep a record of any suspicious activity and any measures you take to combat it. Companies might suspect that you are trying to disavow legitimate debt, so you want to have as much evidence as possible that you were not the one to incur that debt.
Our Van Nuys Identity Theft Lawyers Have Your Back
When you are dealing with identity theft, you might feel like you don’t know who you can trust. However, when you have Loker Law on your side, you have a powerful ally who knows the moves to make and the legal strategies that have the best chance of protecting you and bringing your wrongdoers to justice.
- If you are confused over the legal process, we have your back. We can help you with every detail so nothing is overlooked.
- We will go after the identity thieves and pursue damages that will help you rebuild your finances.
- We will help you repair any damage to your credit.
Loker Law Has Your Back
If you find yourself dealing with identity thieves, you need someone in your corner who can help you rebuild your life and reclaim your identity. At Loker Law, we have a track record of getting justice for our clients and helping them get back on their feet. Reach out to schedule a free initial consultation and learn how we can advocate for you.
Frequently Asked Questions
How was my identity stolen?
There are many ways that identity thieves go after your information, including phishing, card skimming, mail theft, and more. If you contact our legal counsel, we can help you go over the activity that potentially made you a target of identity thieves.
What should I do if a member of my family / spouse / loved one stole my identity?
If you are experiencing domestic identity theft, you must first secure your accounts. The next step–and this might seem difficult–is to file a police report. Though you might feel guilty about it, a police report is an essential step to making sure your identity is protected.
What are some signs that my identity has been stolen?
There are no shortage of signs that point to identity theft. Most often, you will notice unknown accounts on your credit reports or unauthorized activity in your bank account. Sometimes, you will not know that your identity has been stolen until you apply for a loan and are denied.
