Loker Law

Unauthorized ATM Charges in CA | What to Do

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In some cases instances, if an individual finds their debit card has been stolen, they will cancel it and receive a new one. However, there are other cases where some people don’t discover their card is gone until fraudulent activity is caught. If you are facing either situation, you will need to give our firm a call today to examine your options with our dedicated California unauthorized ATM charges lawyer. Our legal team is here to help.

Am I covered if I lost my debit card and discovered it was used?

It is completely normal to be overwhelmed and stressed after finding out that someone has used your debit card to make purchases or withdraw money. Even though it may feel as though you have been violated and that your money will be gone forever, you have options. Many different laws supply consumers with options in these instances. Our firm has years of experience managing these situations just like this, so if you cannot resolve this issue on your own, you can count on us for help. Do not wait to give us a call today to discuss the facts of your situation and your options.

What should I do if my debit card was lost or stolen?

In the event your ATM and/or bank card was lost or stolen, you will want to realize that you have two business days after the date you discovered you were not in possession of your card to reach out to your bank and let them know. You will want to note that it is not two days from when you lost the card, but rather, it is two business days after the date you discovered you lost the card.

If you found unauthorized ATM charges on your bank statement that do not involve an ATM card, you are given 60 calendar days (not business days) from the date you found the unauthorized accounts to notify the bank. After you have completed this, the bank is required to reimburse all funds withdrawn without your permission. You should not miss these deadlines. If your bank rejects your claim of fraud, you must retain the services of an experienced California identity theft victim lawyer as soon as you can. Our legal team can fight to help ensure you are adequately compensated for any losses you have faced as a result of this fraud.

Contact a California Consumer Lawyer

If you are facing any sort of consumer-related issue, such as one involving identity theft, a credit report dispute, or you need a debt collection defense attorney to fight for you, our firm is ready to help. Contact Loker Law, APC today to schedule your initial consultation with our experienced legal team.

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