Though the internet is a great place, as it allows us to connect with friends and family around the world, it can also be dangerous. Unfortunately, there are many people out there who take advantage of those who are not as technologically savvy. As a result, identity theft has increased with the internet boom, impacting hundreds of thousands of people. Understanding the impacts of identity theft can help you learn why you need to protect yourself and how a California identity theft victim lawyer can assist if your information is compromised.
How Does a Stolen Identity Affect Victims?
Unfortunately, a number of issues can arise after someone has had their identity stolen. The most common area to suffer as a result is financial, as identity theft can severely impact someone’s credit score. When thieves use sensitive information, like your name, birth date, and social security number, to open accounts in your name, it can prove detrimental to your credit score. As such, you may be unable to secure loans, get housing, and in some instances, get a job.
Because this can have a significant impact on your credit score and finances, identity theft is often accompanied by emotional and mental health struggles. It’s not uncommon for stress and anxiety to reach high levels, and as a result, those impacted by identity theft may suffer from depression. On top of knowing that your credit score is suffering, you may also suffer as a result of constant calls and harassment from creditors looking to collect on a debt in your name that you never opened.
What Should I Do if I’m Suffering Because of the Impacts of Identity Theft?
If your identity has been stolen, knowing how to proceed is vital to protecting yourself.
The first thing you should do is contact the credit reporting bureaus to place a fraud alert on your account. This ensures that no accounts can be opened under your name without your permission. After that, you’ll need to file a report with the Federal Trade Commission, as they can pass the information along to other agencies to help hold perpetrators responsible.
Finally, you’ll need to contact an experienced attorney. Unfortunately, navigating the process of getting compensation for instances of identity theft can be challenging, and as such, retaining legal assistance is vital. Though you may never find who stole your identity, if it’s discovered that a data breach caused your identity to be compromised, you may be able to hold the negligent company responsible.
If you’ve suffered because someone has compromised your identity, it’s important to fight for justice. At Loker Law, we understand how challenging it can be to recover after a thief has used your information, and as such, we will work tirelessly to help you navigate this complex issue. Contact us today to learn more about how we can guide you through the process of recovering after identity theft.